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Scottsdale, Arizona

 Manny Bongiovanni

480-390-2123

MBongiovanni@TheLendingco.com

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With 12 years of experience in FHA Insured loans, Manny  knows how to help you obtain all available benefits  H.U.D. has to offer for your new Arizona mortgage loan. We offer Regular Conventional and H.U.D. backed FHA Insured Loans to customers in Phoenix Arizona and surrounding cities. So whether you need a Refinance, a Mortage for your new home purchase or maybe you have questions about down payment assistance programs; we can help! 

We assist clients in the following cities and more! Phoenix, Scottsdale, Tucson, Mesa, Glendale, Chandler, Gilbert, Tempe, Peoria, Surprise, Yuma, Ahwatukee, Sun City, Queen Creek, Maricopa, Apache Junction, Cave Creek, Care Free and More! 

We are licensed and offer all types of Arizona home loan packages. We can help you with:

Arizona Home Refinance, Purchase Mortgages, FHA Insured Home Loans, Investor Loans, Streamline Refinancing, Investor Property Loans, Commercial Loans, Manufactured Home Loans, Private Party loans and more.   So whether you are purchasing your first home, streamlining payments, purchasing several investment homes or something else; Manny can help! Don't hesitate any longer, request a loan quote. Apply online easily or in person.

You can Buy a Home

 with just 1% Down 

See "1% Down Payment" tab

upper left  side

 

FHA  Changes - March, 2010

1)  The American Recovery and Reinvestment Act of 2009 provides a maximum tax credit of $8000 to qualified "First Time Home Buyers".  See tab on left side,  "$8000 Tax Credit Quick Guide".

2)  FHA raises loan limit significantly 02/25/2009 nationally. See "FHA loan limit Arizona & Nationally" page on left margin. Click here to read our article about this increase.

3)  FHA appraisals have been revised to "as- is" for existing properties.   This means that minor property repairs are no longer  required to be repaired prior to closing.  Examples are, cracked windows & doors, missing hand rails, minor plumbing leaks, badly soiled carpets, worn out counter tops, ect.

4)  REO properties, (Bank owned), can be bought by a FHA qualified buyer & the 90 day ownership requirement by seller is wavied by FHA.  Realtors now can find their buyers great Real Estate deals.

Apply Online or Call for a Loan Quote          

     480-390-2123

    mailto:mbongiovanni@thelendingco.com

 

 

 

1% Down Program

only in Arizona

 

Ask me How ! 

Fill in Quick Quote Below 

 

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Rates Are Great!

 

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HUD Press Releases


Federal Agencies Launch Website to Highlight U.S. Participation in the World Urban Forum - 12 hours ago
WASHINGTON - Four federal agencies are launching a new website today to highlight the increased role the U.S. is playing in addressing 21st century urbanization, housing and sustainability issues facing the nations of the world. The White House Office of Urban Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of State, the U.S. Agency for International Development, and the U.S. Department of Agriculture launched the interagency website featuring World Urban Forum (WUF) roundtable discussions, web chats, presentations, and workshops at www.hud.gov/wuf.
HUD Secretary Announces Disaster Assistance for California Storm Victims - 12 hours ago
WASHINGTON - U.S. Housing and Urban Development Secretary Shaun Donovan today announced HUD will speed federal disaster assistance to counties in California and provide support to homeowners and low-income renters forced from their homes following severe storms, flooding, debris and mud flows during January and February.
HUD Secretary Donovan Applauds Senator Landrieu, U.S. Senate for Adoption of GO Zone Tax credit Extension - 6 days ago
WASHINGTON - U.S. Housing and Urban Development (HUD) Secretary Shaun Donovan issued a statement today following the United States Senate's adoption of an amendment extending the Gulf Coast Opportunity Zone (GO Zone) Low Income Housing Tax Credit (LIHTC) placed in service date by two years, to December 31, 2012. Donovan and Treasury Secretary Timothy Geithner sent a letter to U.S. Senator Mary Landrieu earlier this week, expressing the Administration's support of the amendment she sponsored and was adopted today.
HUD Charges New York Landlords with Discriminating Against Veteran with Disabilities - 7 days ago
WASHINGTON - The U.S. Department of Housing and Urban Development today announced that it is charging two Poughkeepsie, New York-area landlords with violating the Fair Housing Act for allegedly refusing to allow a Vietnam-era veteran suffering from Post-Traumatic Stress Disorder to have a therapeutic service dog in his apartment. In addition, HUD's charge contends that the landlords, Gerald and Patrick Paribelli, who manage and own the Apartment Buildings of South Street Builders, Inc., in Highland, NY, retaliated against the veteran by threatening to evict him because he filed a housing discrimination complaint.
HUD Advances Fight Against Loan Modification Scams - 13 days ago
WASHINGTON - The U.S. Department of Housing and Urban Development, in partnership with the Loan Modification Scam Prevention Network, today announced the launch of PreventLoanScams.org.



The Lending Company - 6910 East Chauncey lane # 205 - Scottsdale, AZ 85254
Office Phone: (480) 390-2123 Fax: 480-323-2909
E mail: MBongiovanni@thelendingco.com &: FHALoanAZ@Yahoo.com

:: 1% Down Payment :: $8000 Tax Credit Quick Reference :: FHA Advantage :: FHA Home Purchase :: FHA Purchase Payment calculator :: FHA Loan limits Arizona & Nationally :: FHA Loan Increase :: FHA 203K Repair Program :: FHA Manufactured Home :: FHA Streamline Refinance :: FHA Cash Out Refinance :: FHA Refinance Payment Calculator :: Refinance Right for You? :: USDA 100% Loans :: Zero Down :: Phoenix Arizona Loans :: Rent Vs. Buy Calculator :: Monthly Payment Calculator :: Mortgage Payment Calculator :: Debt Consolidation Calculator :: Free Credit Evaluation :: Debt Consolidation :: Government info & Misc. Links :: Investment Loans :: Attorney :: Appraiser :: Forms :: Loan Application Instructions :: FAQ :: About Manny :: Contact Us :: Submit Testimonial :: Tell-A-Friend :: Request Loan Status :: Calculators :: Home :: Links :: Credit Report :: For Sale by Owner ::

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Manny offers Free Credit Reports with all home loan applications. Request a quote for a refinance, home mortgage or consultation. We specialize in Arizona FHA loans and offer competitive rates for the following cities: 

Phoenix, Scottsdale, Tucson, Mesa, Glendale, Chandler, Gilbert, Tempe, Peoria, Surprise, Yuma, Ahwatukee, Sun City, Queen Creek, Maricopa, Apache Junction, Cave Creek, Care Free and More! 

 

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