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Scottsdale, Arizona
Manny Bongiovanni
480-390-2123
MBongiovanni@TheLendingco.com
With 12 years of experience in FHA Insured loans, Manny knows how to help you obtain all available benefits H.U.D. has to offer for your new Arizona mortgage loan. We offer Regular Conventional and H.U.D. backed FHA Insured Loans to customers in Phoenix Arizona and surrounding cities. So whether you need a Refinance, a Mortage for your new home purchase or maybe you have questions about down payment assistance programs; we can help!
We assist clients in the following cities and more! Phoenix, Scottsdale, Tucson, Mesa, Glendale, Chandler, Gilbert, Tempe, Peoria, Surprise, Yuma, Ahwatukee, Sun City, Queen Creek, Maricopa, Apache Junction, Cave Creek, Care Free and More!
We are licensed and offer all types of Arizona home loan packages. We can help you with:
Arizona Home Refinance, Purchase Mortgages, FHA Insured Home Loans, Investor Loans, Streamline Refinancing, Investor Property Loans, Commercial Loans, Manufactured Home Loans, Private Party loans and more. So whether you are purchasing your first home, streamlining payments, purchasing several investment homes or something else; Manny can help! Don't hesitate any longer, request a loan quote. Apply online easily or in person.
Example 1% Down Payment FHA Loan
$100,000 Home Sales Price
$3,500 FHA 3.5% Down Payment
$2,500 Gift 2.5% For Down Payment
$1,000 Total Down Payment From Borrower 1%
You can Buy a Home
with just 1% Down
See "1% Down Payment" tab
FHA Changes - July, 2010
1) The American Recovery and Reinvestment Act of 2009 provides a maximum tax credit of $8000 to qualified "First Time Home Buyers". See tab on left side, "$8000 Tax Credit Quick Guide".
2) FHA raises loan limit significantly 02/25/2009 nationally. See "FHA loan limit Arizona & Nationally" page on left margin. Click here to read our article about this increase.
3) FHA appraisals have been revised to "as- is" for existing properties. This means that minor property repairs are no longer required to be repaired prior to closing. Examples are, cracked windows & doors, missing hand rails, minor plumbing leaks, badly soiled carpets, worn out counter tops, ect.
4) REO properties, (Bank owned), can be bought by a FHA qualified buyer & the 90 day ownership requirement by seller is wavied by FHA. Realtors now can find their buyers great Real Estate deals.
Apply Online or Call for a Loan Quote
480-390-2123
mailto:mbongiovanni@thelendingco.com
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1% Down Program
only in Arizona
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Ask me How !
Fill in Quick Quote Below
Rates Are Great!
Figure Monthly Home Payment
No Tax & Insurance in Payment
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 HUD Press Releases
U.S. DEPARTMENT OF THE TREASURY, U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT AND THE AD COUNCIL UNVEIL NATIONAL PSA CAMPAIGN TO RAISE AWARENESS OF MAKING HOME AFFORDABLE PROGRAM
- 3 days ago
NEW YORK, NY July 28, 2010 - The Advertising Council, in partnership with the U.S. Department of the Treasury and the U.S. Department of Housing and Urban Development (HUD), announced today the launch of a national public service advertising (PSA) campaign designed to encourage homeowners who are struggling with their monthly mortgage payments to learn about the Making Home Affordable Program. While over one million homeowners have already received assistance from the program, the national campaign encourages other struggling homeowners who may be eligible for assistance to reach out for the help they need through free resources made available by the Federal Government. The PSAs direct homeowners to visit MakingHomeAffordable.gov or call 1-888-995-HOPE 1-888-995-HOPE (4673) to see if they may be eligible for assistance to make their mortgage payments more affordable and to understand options they may have to avoid foreclosure.
OBAMA ADMINISTRATION AWARDS $19.5 MILLION TO PRODUCE MORE ASSISTED LIVING SENIOR HOUSING IN FOUR STATES
- 4 days ago
WASHINGTON -Elderly Americans in Arizona, Maryland, New York and Ohio will soon find themselves living in upgraded apartments equipped to meet their physical needs because of $19.5 million in grants from the U.S. Department of Housing and Urban Development. HUD today announced the grants to help convert existing multifamily projects into assisted living facility for the elderly. A detailed summary of each grant is attached to this release.
OBAMA ADMINISTRATION ANNOUNCES CONFERENCE ON HOUSING FINANCE REFORM
- 5 days ago
WASHINGTON - Today, the Obama Administration announced expanded opportunities for public engagement on the future of our nation's housing finance system, including Fannie Mae and Freddie Mac. These events, which will include a major conference in Washington, D.C., will help provide critical public input as the Administration continues its work developing a comprehensive housing finance reform proposal for delivery to Congress by January 2011.
HUD SECRETARY ANNOUNCES DISASTER ASSISTANCE FOR KENTUCKY STORM VICTIMS
- 5 days ago
WASHINGTON - U.S. Housing and Urban Development Secretary Shaun Donovan today announced HUD will speed federal disaster assistance to Pike County in Kentucky and provide support to homeowners and low-income renters forced from their homes following severe storms, flooding and mudslides.
HUD CHARGES CHICAGO ARCHITECT, DEVELOPER WITH FAILURE TO BUILD APARTMENTS THAT ARE ACCESSIBLE TO PERSONS WITH DISABILITIES - 5 days ago
WASHINGTON - The U.S. Department of Housing and Urban Development (HUD) today announced that it is charging a Chicago developer and architect with housing discrimination for designing and constructing apartments that fail to meet the accessibility requirements of the Fair Housing Act. HUD's charge contends that Hector Castillo, Hector Castillo Architects, Inc., and 914 W. Hubbard, Inc. is inaccessible to persons with disabilities in several ways, including having doorways that are too narrow, and kitchens and bathrooms that do not contain adequate maneuvering space. |
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