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Scottsdale, Arizona

 Manny Bongiovanni

480-390-2123

MBongiovanni@TheLendingco.com

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With 12 years of experience in FHA Insured loans, Manny  knows how to help you obtain all available benefits  H.U.D. has to offer for your new Arizona mortgage loan. We offer Regular Conventional and H.U.D. backed FHA Insured Loans to customers in Phoenix Arizona and surrounding cities. So whether you need a Refinance, a Mortage for your new home purchase or maybe you have questions about down payment assistance programs; we can help! 

We assist clients in the following cities and more! Phoenix, Scottsdale, Tucson, Mesa, Glendale, Chandler, Gilbert, Tempe, Peoria, Surprise, Yuma, Ahwatukee, Sun City, Queen Creek, Maricopa, Apache Junction, Cave Creek, Care Free and More! 

We are licensed and offer all types of Arizona home loan packages. We can help you with:

Arizona Home Refinance, Purchase Mortgages, FHA Insured Home Loans, Investor Loans, Streamline Refinancing, Investor Property Loans, Commercial Loans, Manufactured Home Loans, Private Party loans and more.   So whether you are purchasing your first home, streamlining payments, purchasing several investment homes or something else; Manny can help! Don't hesitate any longer, request a loan quote. Apply online easily or in person.

You can Buy a Home

 with just 1% Down 

See "1% Down Payment" tab

upper left  side

 

FHA  Changes - February, 2010

1)  The American Recovery and Reinvestment Act of 2009 provides a maximum tax credit of $8000 to qualified "First Time Home Buyers".  See tab on left side,  "$8000 Tax Credit Quick Guide".

2)  FHA raises loan limit significantly 02/25/2009 nationally. See "FHA loan limit Arizona & Nationally" page on left margin. Click here to read our article about this increase.

3)  FHA appraisals have been revised to "as- is" for existing properties.   This means that minor property repairs are no longer  required to be repaired prior to closing.  Examples are, cracked windows & doors, missing hand rails, minor plumbing leaks, badly soiled carpets, worn out counter tops, ect.

4)  REO properties, (Bank owned), can be bought by a FHA qualified buyer & the 90 day ownership requirement by seller is wavied by FHA.  Realtors now can find their buyers great Real Estate deals.

Apply Online or Call for a Loan Quote          

     480-390-2123

    mailto:mbongiovanni@thelendingco.com

 

 

 

1% Down Program

only in Arizona

 

Ask me How ! 

Fill in Quick Quote Below 

 

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Rates Are Great!

 

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HUD Press Releases


HUD FY2011 Budget Focuses on Fiscal Discipline, Investing in People and Places - 7 days ago
WASHINGTON - U.S. Housing and Urban Development (HUD) Secretary Shaun Donovan today unveiled the Department's fiscal year 2011 budget proposal, following President Barack Obama's presentation of his Administration-wide budget. The HUD budget focuses on fiscal discipline, creating jobs and builds on the administration's first year accomplishments by proposing reform in HUD's housing and community development programs to make them more streamlined, efficient, and accountable.
HUD Selects Three Innovating Housing Authorities to Elite Program to Enhance Federal Rental Assistance Programs - 10 days ago
WASHINGTON - U.S. Housing and Urban Development Assistant Secretary Sandra B. Henriquez today announced the three public housing agencies that will participate in HUD's Moving To Work Program (MTW). MTW allows housing agencies to design and test innovative housing strategies that assist lower income families living in public housing or who are assisted through HUD's Housing Choice Voucher Program.
HUD Secretary Donovan Names Mary McBride as HUD's Northwest Regional Director - 10 days ago
SEATTLE - U.S. Housing and Urban Development Secretary Shaun Donovan today announced President Barack Obama's selection of Mary McBride to serve as HUD Regional Director for the four states in HUD's Northwest Region including Washington, Idaho, Oregon and Alaska.
HUD Secretary Donovan Names Rick Garcia as HUD's Rocky Mountain Regional - 10 days ago
DENVER - U.S. Housing and Urban Development Secretary Shaun Donovan today announced President Barack Obama's selection of Denver City Councilman Rick Garcia to serve as HUD Regional Director for the six states in HUD's Rocky Mountain Region which includes Colorado, Montana, North Dakota, South Dakota, Wyoming and Utah.
HUD Secretary Donovan Names Edward Jennings, Jr. as HUD's Southeast Regional Director - 10 days ago
ATLANTA - U.S. Housing and Urban Development Secretary Shaun Donovan today announced President Barack Obama's selection of Edward L. Jennings, Jr. to serve as HUD Regional Director for the eight states in HUD's Southeast Region including Tennessee, Kentucky North Carolina, South Carolina, Georgia, Alabama, Mississippi and Florida.



The Lending Company - 6910 East Chauncey lane # 205 - Scottsdale, AZ 85254
Office Phone: (480) 390-2123 Fax: 480-323-2909
E mail: MBongiovanni@thelendingco.com &: FHALoanAZ@Yahoo.com

:: 1% Down Payment :: $8000 Tax Credit Quick Reference :: FHA Advantage :: FHA Home Purchase :: FHA Purchase Payment calculator :: FHA Loan limits Arizona & Nationally :: FHA Loan Increase :: FHA 203K Repair Program :: FHA Manufactured Home :: FHA Streamline Refinance :: FHA Cash Out Refinance :: FHA Refinance Payment Calculator :: Refinance Right for You? :: USDA 100% Loans :: Zero Down :: Phoenix Arizona Loans :: Rent Vs. Buy Calculator :: Monthly Payment Calculator :: Mortgage Payment Calculator :: Debt Consolidation Calculator :: Free Credit Evaluation :: Debt Consolidation :: Government info & Misc. Links :: Investment Loans :: Attorney :: Appraiser :: Forms :: Loan Application Instructions :: FAQ :: About Manny :: Contact Us :: Submit Testimonial :: Tell-A-Friend :: Request Loan Status :: Calculators :: Home :: Links :: Credit Report :: For Sale by Owner ::

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Manny offers Free Credit Reports with all home loan applications. Request a quote for a refinance, home mortgage or consultation. We specialize in Arizona FHA loans and offer competitive rates for the following cities: 

Phoenix, Scottsdale, Tucson, Mesa, Glendale, Chandler, Gilbert, Tempe, Peoria, Surprise, Yuma, Ahwatukee, Sun City, Queen Creek, Maricopa, Apache Junction, Cave Creek, Care Free and More! 

 

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